SECURE ON-CHAIN SETTLEMENT

A 100% non-custodial escrow vault on TON with automated settlements and DAO dispute resolution for risk-free transactions.

How It Works
👤
BUY
🔐
Vault
🏢
SELL
01
Buyer funds
02
Seller bonds
03
Settlement released
100%
Non-Custodial
0
Intermediaries
∞
Global Reach
⬡ TON Blockchain · ◈ Non-Custodial · 🔏 Multisig Security · ⚖ DAO Arbitration · ◎ Open Source · ⚡ Sub-second Finality
Interactive Demo

See the Vault in Action

A real trade flowing from deposit to settlement — every event as it happens on-chain.

⬡ VAULT #3102
Awaiting Deposits
Dev Contract · UI Sprint — 3 weeks
Trade Value
4,200 TON
Deadline
8d 12h
BUYER
EQ7k…3mBp
○Pending
SELLER
EQAf…9xKr
○Pending
Vault Progress 0%
Deploy Deposits Delivery Settled
⬡ Vault deployed on TON just now
✓ Buyer deposited 12,500 TON 2s ago
✓ Seller deposited guarantee 8s ago
◈ Seller confirmed delivery + doc hash 15s ago
✓ Buyer confirmed receipt 22s ago
★ Vault settled · 12,500 TON released 28s ago
01
Vault Deployed
Factory spawns a unique smart contract. Both parties see the vault live on-chain instantly.
02
Funds Locked
Buyer sends trade value. Seller sends their performance bond. Assets are secured on-chain.
03
Delivery Confirmed
Seller uploads proof-of-delivery and commits a SHA-256 doc hash on-chain. Buyer must verify receipt of the product or service before confirming — committing the matching doc hash on-chain.
04
Settled
Contract releases funds autonomously. No bank. No intermediary. Cryptographic certainty.
Process

Non-custodial

From agreement to settlement — every step transparent, autonomous, and secured on TON.

01

Initiate Trade

Create a new escrow vault through the Garantor Factory, defining trade terms, amounts, and release conditions.

02

Fund the Vault

Buyer and seller deposit funds. Assets are locked and visible on-chain to all parties — no one holds the keys.

03

Conditions Met

Delivery proof, shipping confirmation, or mutual agreement verified on-chain triggers autonomous release.

04

Settlement

Funds released to the rightful party. No manual intervention. No delays. Cryptographic certainty.

Core Features

Built for WEB3

Every vault runs on autonomously deployed, non-custodial smart contracts that guarantee predictable behavior with zero counterparty risk.

Autonomous Vaults

The Escrow Factory spawns unique vault instances per trade. Each operates independently with its own smart contract logic.

Non-Custodial

The Garantor DAO never holds, custodies, or touches trade funds. Deposits sit in an isolated, immutable smart contract that only the contract's own code can move — not the DAO, not the Commissionaires, not Garantor. Even protocol governance can't freeze, redirect, or access an in-flight vault; funds release automatically, and only, when the coded conditions are met.

Zero Counterparty Risk

Cryptographic enforcement eliminates trust requirements. Both parties protected by immutable contract logic — not promises.

On-Chain Transparency

Every deposit, condition check, and release is publicly verifiable on TON. Full auditability at every step.

DAO Governance

The Garantor DAO manages factory parameters, fee structures, and dispute resolution through decentralized governance.

Verified Delivery Beta

For physical and commodity trades, settlement is triggered by cryptographically signed delivery reports — not buyer self-attestation. Either party can still object before funds move.

Vault Lifecycle

Agreement to Settlement

A structured four-stage process secured entirely on-chain at every step.

Initiate Trade
01

Initiate Trade

Create an escrow vault through the Garantor Factory. Define terms, amounts, and release conditions up-front.

Fund the Vault
02

Fund the Vault

Both parties deposit. Assets are locked and visible on-chain — secured by immutable smart contract logic.

Conditions Met
03

Conditions Met

Delivery proof or mutual agreement triggers autonomous release. The contract acts — not a human intermediary.

Settlement
04

Settlement

Funds released to the rightful party. No delays. No disputes. Cryptographic certainty, every time.

Milestone Escrow

Progress-Based Protection

For larger contracts and phased delivery, Milestone Escrow settles in controlled stages instead of one all-or-nothing release.

How Milestone Escrow Works

Each trade splits into clearly defined checkpoints with a dedicated release amount per phase. Both sides agree on deliverables before funding, then confirm completion milestone-by-milestone on-chain — reducing risk, improving accountability, and keeping both parties aligned.

Staged Releases

Funds unlock only for completed milestones. Remaining budget stays secured until the next phase is validated.

Clear Deliverables

Every checkpoint has explicit terms, eliminating ambiguity around acceptance and payout timing.

Dispute Containment

If a disagreement occurs, only the active milestone is impacted — completed payouts remain final.

Ideal Use Cases

Freelance dev, agency retainers, manufacturing orders, and any phased collaboration requiring staged trust.

New · Real World Asset Trading

Delivery-Verified Settlement
Testnet — pre-audit

Most marketplaces still settle when the buyer authorizes release — the same trust model as any centralized platform, just with extra steps. Garantor's oracle marketplace settles on cryptographically signed real-time delivery data instead.

How Oracle-Verified Delivery Works

A relayer network fetches real-world delivery data — API confirmations, IoT tracking, carrier records — reaches consensus off-chain, and signs the result. That signature is verified on-chain against a DAO-controlled key before any fund ever moves. A "Delivered" report opens a short objection window rather than settling instantly: either the buyer or the seller can still contest it, or the buyer can confirm receipt and release funds immediately if the goods have already arrived. No report, no premature payout — and no single party can force settlement alone.

Cryptographic, Not Social

Settlement requires a signed delivery report verified by the contract itself — not a buyer's word or a support ticket.

Buyer & Seller Protected

A time-boxed objection window lets either side contest a report before funds move; a satisfied buyer can also release early.

Built for Commodities

Listings carry real trade terms — Incoterm, quantity, origin, loading port, shipment window — with signed documents (BL, COA, inspection certs) anchored on-chain.

Falls Back to DAO Arbitration

Contested or ambiguous deliveries route to the same on-chain dispute process as every other Garantor vault.

Protocol Architecture

Protocol Stack.

Garantor DAO
Decentralized Autonomous Organization governing all protocol parameters, fee logic, and upgrade proposals through token-weighted on-chain voting. No single entity controls the protocol.
Multisig Council
N-of-M key holders required to execute critical protocol upgrades
Escrow Factory
DAO-owned master contract — autonomously spawns isolated vault instances
Dispute Resolution Engine
On-chain evidence submission — DAO arbitration with frozen funds until verdict
Commissionaires DAO
Earn 1% from the settlement pool when the trade successfully completes. DAO membership requires holding a minimum amount of COMM LP tokens, granting ownership and a governance-weighted vote.

Garantor DAO — the decentralized governing body. All protocol parameters, fee logic, and upgrade proposals are decided through token-weighted on-chain voting. No single entity controls the protocol.

Critical changes require approval from the Multisig Council — a set of independent key holders. This N-of-M signature requirement ensures no unilateral action can alter the protocol, providing a strong security layer between governance decisions and on-chain execution.

The Escrow Factory deploys isolated vault contracts per trade. Each vault is self-contained — a bug or dispute in one vault cannot affect another. Smart contracts are written in Tact, TON's typed contract language, and are fully open-source and auditable.

When disputes arise, the Dispute Resolution Engine locks vault funds on-chain while both parties submit cryptographic evidence. The DAO arbitrates based on immutable on-chain records — doc hashes, transaction proofs, timestamps — not verbal claims.

XDAO
XDAO Multi-Sig

Industry-leading DAO framework for secure multi-signatory governance — the same tooling both the community's token-weighted votes and the Multisig Council's critical protocol approvals run through on-chain.

🔏
Multisig Security
Protocol upgrades require N-of-M council signatures. No single key can alter contract logic or move treasury funds.
⚖
On-chain Arbitration
Disputes are resolved against immutable evidence — SHA-256 doc hashes, on-chain timestamps, and transaction proofs. Facts, not opinions.
◈
Tact Smart Contracts
Vaults are written in Tact — TON's strongly-typed contract language. Each vault is isolated, open-source, and independently verifiable.
⚡
TON Infrastructure
Built on TON blockchain — sub-second finality, near-zero fees, and five million+ active wallets via Telegram's native integration.
Since Feb 2026

Roadmap

Our path to a fully decentralized escrow ecosystem on TON.

✅ Completed MVP Launch
Escrow Smart Contracts

Secure, trustless regular & milestone-based escrow contracts on TON.

Telegram Bot Integration

Automated notifications, onboarding, and transaction management via Telegram.

STON.fi Swap Integration

Seamless in-app token swaps using STON.fi for liquidity and asset exchange.

XStocks Tokenization & Swap

Tokenized stocks and swap functionality bridging traditional and digital assets.

Wallet Linking & Notifications

Effortless wallet connection with real-time updates for all escrow activities.

Telegram Web App

Full-featured escrow management interface accessible directly from Telegram.

USDT / Jetton Escrow

Stablecoin-denominated vaults alongside native TON — regular and milestone trades.

Mutual Settlement & Dispute Timeout

Disputing parties can settle fairly without DAO arbitration; a permissionless timeout backstop guarantees funds are never permanently locked.

Multisig Wallet Support

Decentralized control and increased security for critical DAO operations.

XDAO Governance Integration

Community-driven decision-making and protocol upgrades through XDAO.

Legal Module

Integration of legal frameworks and document templates for compliant transactions.

Community Voting & Proposals

Empower users to propose and vote on platform changes and governance.

Crowdfunding Module

Launch and manage token sales, fundraising campaigns, and community projects.

🔄 In Progress Current Phase
V3 Delivery-Verified Marketplace

Physical & commodity trades settled on signed delivery reports, with a buyer/seller objection window. Live on testnet; pending external audit before mainnet.

Improved UI/UX & Analytics

Enhanced user experience, intuitive navigation, and actionable analytics dashboards.

Vault State Tracking & History

Transparent tracking of vault status, transaction history, and audit trails.

Enhanced Security & Bug Fixes

Ongoing security hardening, vulnerability patching, and reliability improvements.

🔮 Upcoming Next Features
AI-Assisted Dispute Resolution

AI-recommended dispute outcomes, executed through the existing DAO arbitration process — advisory, never automatic.

Vizion API Integration

Automated ocean-freight container and bill-of-lading tracking via Vizion API, brought in once the platform reaches a meaningful active user base to reduce manual delivery-verification overhead.

📋 Planned Strategic Initiatives
Smart Contract Audit

Comprehensive third-party security audit — including the delivery-verified marketplace and its off-chain relayer trust model — to ensure code safety and build user trust.

Marketing Campaigns

Strategic outreach, content marketing, and community engagement to drive adoption.

Ecosystem Partnerships

Collaborations with DeFi protocols, legal tech, and industry leaders to expand the ecosystem.

FAQ

Common Questions

Garantor DAO is the decentralized governing body that owns and manages the Escrow Factory protocol on the TON blockchain. It oversees factory parameters, fee structures, and dispute resolution logic — ensuring the protocol operates transparently and without centralized control.

A trade initiator creates a new escrow vault through the factory, defining terms and conditions. Both parties deposit funds into the non-custodial vault. When predefined conditions are met the smart contract autonomously releases funds to the correct party.

Yes. Escrow vaults are non-custodial — funds are held by the smart contract, not by any individual or organization. Assets are only released when cryptographically verified conditions are met.

Dispute resolution logic is governed by the Garantor DAO. If conditions are not met or a disagreement arises, the DAO arbitration mechanism determines the outcome based on predefined rules and on-chain evidence.

Garantor works with all major TON wallets including Tonkeeper, TON Hub, MyTonWallet, and Telegram Wallet. Simply connect your wallet to begin creating or participating in escrow trades.

A new listing type for physical goods and commodity trades. Instead of the buyer manually confirming receipt, settlement is triggered by a cryptographically signed delivery report — verified on-chain before any funds move. Reports open a short objection window rather than settling instantly, so either party can still contest an incorrect report, or the buyer can confirm receipt and release funds early if satisfied.

Get Started

Start Your First Vault.

Deploy your first bonded vault on TON Mainnet — trustless settlement, live in under two minutes.

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